How to Avoid Paying Interest on your Credit Cards

Do you know you can avoid paying interest charge on your credit cards? Perhaps you have read about how to lower the interest that you pay on your credit card. That is fine! Paying low interest will definitely save you some costs. However, you may not yet know how you can lower the interest you pay on your credit cards. One of the popular ways of reducing the interest charged on your credit card is by shopping for low apr credit cards. Why low apr credit cards? The higher the card apr, the higher the interest amount you will pay Continue ReadingHow to Avoid Paying Interest on your Credit Cards

Disability Insurance Vs Social Security disability benefits

Do I Need Disability Insurance? Many people pay more attention on the possibility of early death forgetting that there may be injuries or illnesses that can make them unfit to work thereby making it practically impossible for them to work in order to earn income. The injury I am talking about here is different from work-related accidents or injuries that are covered by workers compensation plan. It is estimated that more than twenty five per cent of people who are 20 years and above will most likely suffer disability before they attain their retirement age. This figure is quite high Continue ReadingDisability Insurance Vs Social Security disability benefits

Flood Insurance: Guide for Homeowners and Renters

Flood insurance is more or less fast becoming a necessity. The earlier homeowners and renters recognise this fact the better. Before, people used to think that flood insurance is for homeowners whose buildings are located in flood prone areas. With what we are seeing all across the country today, it is obvious that flood can happen anywhere. It is important to know that homeowners or renter insurance does not cover flood. This means that if you want to enjoy coverage against flood, you need to buy the policy separately. One may say that people are not buying flood insurance because Continue ReadingFlood Insurance: Guide for Homeowners and Renters