How to close credit card in proper way

If you want to close credit card, you should be aware that it is more than cutting the card into two. There are certain procedures you need to take so that you don’t get your fingers burnt. Of course, you may have your own genuine reason that propels you to want to close the card. You should endeavour to evaluate the decision before you finally cancel the card. I may not know why you want to cancel your credit card. Generally, people close credit card for some reasons which may be similar to the ones discussed below. Reasons that can Continue ReadingHow to close credit card in proper way

Credit Score: How to improve credit score

What is Credit Score? I don’t want you to see credit score as just three digit number assigned to you by the credit rating agencies. It is more than just a number. It has to do with your credit worthiness. And this is arrived at through the statistical analysis of your past credit information as contained in your credit file. Many lenders and businesses rely on credit score when it comes to assessing the creditworthiness of consumers in order to decide whether a person will pay bay his debt if granted credit. Credit score ranges between 300 and 850. Everybody Continue ReadingCredit Score: How to improve credit score

Locating Customer Service Number for Your Credit Card

There are three places where you can quickly locate the customer service number of your credit card provider. I felt I should discuss this topic today because I believe it will help some people. If you don’t need the information now, it may help you in the future especially when you are in critical situation when you need to quickly get across to your card issuer. Individuals may want to contact their credit card provider for different reasons. It may be that you want to complain or report an error in your statement. You may like to report the loss Continue ReadingLocating Customer Service Number for Your Credit Card