Why your Credit Card Application Can be Rejected

Checklist for Credit Card Application Has your credit card application been rejected lately? How did you feel about it? Do you know why the application is rejected? Whatever the reason may be, the conclusion is that your credit card application is declined. Naturally, no one likes rejection. If you ask for something, you will be delighted if your request is granted. But if it turns the other way round, its takes understanding and the power to control one’s emotion in order to accept the rejection. When it comes to the rejection of credit card application, other things may be attached. Continue ReadingWhy your Credit Card Application Can be Rejected

How to Get Your Free Credit Report

Do you know that you can get free credit report? If you don’t know, the answer is ‘yes’.  One of the principles I embraced which has helped me achieved some savings is the statement that you should not pay for what you can get for free. You can apply this principle too. If you can truly get free credit report, why should you need to pay for it? At times, what you need in order to achieve certain success in life is just a piece of information and not money. But some people believe that if you don’t have money, then Continue ReadingHow to Get Your Free Credit Report

Student Credit Card: Basic Requirements and Features

Some facts about student credit card. Are you contemplating about applying for a student credit card? You should understand that student credit cards are quite different from the regular cards. Just as the name implies, student credit cards are specifically designed to meet the needs of students who may not have credit history to qualify them for regular credit cards. And you know that without a credit history, there is no way one can have credit report. Among other things, the credit card companies will need to assess your credit worthiness through your credit report before your application for credit Continue ReadingStudent Credit Card: Basic Requirements and Features