Advantages and disadvantages of Credit Cards

It is often said that there is nothing that has an advantage that will not have a disadvantage. This statement holds true when it comes to credit cards. For those people who has one already, one may not need to tell much story before they understand some of the advantages of having a credit card. But if they are to be sincere with you, they will also let you know that there are also some disadvantages that come along with having a credit card. If you are yet to have your own credit card or you are contemplating of getting Continue ReadingAdvantages and disadvantages of Credit Cards

How to Avoid Paying Interest on your Credit Cards

Do you know you can avoid paying interest charge on your credit cards? Perhaps you have read about how to lower the interest that you pay on your credit card. That is fine! Paying low interest will definitely save you some costs. However, you may not yet know how you can lower the interest you pay on your credit cards. One of the popular ways of reducing the interest charged on your credit card is by shopping for low apr credit cards. Why low apr credit cards? The higher the card apr, the higher the interest amount you will pay Continue ReadingHow to Avoid Paying Interest on your Credit Cards

Cash Back Credit Cards: Features to Watch Out For

There are many cash back credit cards out there that are being offered by many credit card companies. By the reason of competition, credit card companies are looking for ways of having a good share of the market size. That is why they usually come out with different card products to care for different card user groups. So, whether you are a heavy spender, high income earner or low income earner, you will find card products that will meet your needs. If you know how to shop for credit cards, you will be surprised to find out that credit cards Continue ReadingCash Back Credit Cards: Features to Watch Out For