How to Get Credit Cards for Bad Credit?

Are You In Search of Credit Cards for Bad Credit? Having a bad credit may not be the end of the road for people who are willing to do something about it. Although the road from having a bad credit turned into good credit may be steep, it is not an impossible adventure. There are people who were once having their credit in mess but are now enjoying good credit ratings today. If you desire to get out of your bad credit status, searching for credit cards for bad credit can be the way out as you may not qualify for Continue ReadingHow to Get Credit Cards for Bad Credit?

Advantages and disadvantages of credit cards

Pros and Cons of Credit Cards Almost everything that has advantages will have its own disadvantages. In the same vein, the way you will expect to enjoy some advantages when using a credit card, you should also be aware of the disadvantages it carries. In this article, we shall look at both the advantages and disadvantages of credit cards. Advantages of credit cards Ease of use: You will agree with me that it is very easy to carry just a plastic in your wallet than bundles of cash in your pocket. Your card is worth your credit limit. This means Continue ReadingAdvantages and disadvantages of credit cards

Effects of too Many Inquiries on Credit Reports

Soft and Hard Inquiries Inquiries made on your credit forms part of the information you should expect to see on your credit report. But if you are the type that doesn’t care to ask about your credit report, you may not know how many inquiries that appears on it. You can’t just assume that there will not be any inquiry on your credit report. Inquiries can appear on your credit report for different reasons. Below are some of the reasons enquiries can be made on your credit. Application for credit card Each time you apply for credit card, the card Continue ReadingEffects of too Many Inquiries on Credit Reports