Essential Features to Consider in Travel Credit Cards

Travel Credit cards are good for overseas spending. Travel Credit cards are not the same, the fact that they bear the same name notwithstanding. The only common denominator among them is that they are specifically designed to cater for overseas spending. If you are the type that travels a lot and buys things overseas, holding a regular credit card may not be suitable for you. Otherwise, you will be paying much in term of fees and interests which you can ordinarily avoid or reduce if you hold any of the travel credit cards available for overseas travellers. Why Travel Credit Continue ReadingEssential Features to Consider in Travel Credit Cards

Effects of Late Payment on Credit Score

Have you ever considered what the effects of that late payment can have on your credit? If you are in the habit of making late payment, I will say that credit card is not meant for you. You may be asking ‘what is a big deal in it, after all you later paid up?’ Well, it is more than that. Before I start telling you the effects a late payment can have on your credit, it is important that I mention that late payment in this context is not restricted to credit cards alone, it covers other types of credits Continue ReadingEffects of Late Payment on Credit Score

Is 0 apr credit cards right for you or not?

Are you searching for  0 apr credit cards? A large number of card companies offer credit cards with 0 apr or credit cards with low apr these days. Unfortunately, not everybody understands what such cards actually offer. In this article, I will try to explain in a simple language the features of 0 apr credit cards so that you can know whether this type of credit card is right for you. The fact that you receive an offer for credit cards with 0 apr does not mean that you should go for it.  What is apr on a credit card? Continue ReadingIs 0 apr credit cards right for you or not?