How to Use Present Value Calculator

Present Value Calculator seems to have come to the rescue of those people who cannot successfully apply the complex formula that was developed for the calculation of present value of annuity. But whether you are using the present value calculator or the formula to work out what the present value of an annuity is, the variables still remain the same. Without your understanding of these variables, you may not actually know how to apply them correctly. The danger is that, if you don’t get the variables right, you will always get the wrong result. This can result to a wrong Continue ReadingHow to Use Present Value Calculator

How to Take Advantage of Stock Market Crash

Have you heard about stock market crash before? What does it mean to you? What is your reaction to it? The thought or fear of stock market crash usually discourages many people from investing in the stock market. But if you ask these people what stock market crash is, they will give you all sorts of definitions or explanations. You hear people saying something like, “Stock market crash is when someone invests in stonother person once told me that “you can say that there is a stock market crash if people are no longer interested in buying shares”. Well, these Continue ReadingHow to Take Advantage of Stock Market Crash

Retirement Planning: Basic Steps You Must Take

Retirement planning is not an option but a must. Have you started planning for your retirement? This is an area you need to take very serious. There is a saying that; anyone who fails to plan has planned to fail. This is to tell you how dangerous it can be for anyone not to have a solid retirement planning in place. You can’t afford to leave your future to chance. Now, people are beginning to take retirement planning very serious. Therefore, sitting on the fence may not help you as an individual. Not having a plan goes beyond refusal to Continue ReadingRetirement Planning: Basic Steps You Must Take