Effects of Late Payment on Credit Score

Have you ever considered what the effects of that late payment can have on your credit? If you are in the habit of making late payment, I will say that credit card is not meant for you. You may be asking ‘what is a big deal in it, after all you later paid up?’ Well, it is more than that. Before I start telling you the effects a late payment can have on your credit, it is important that I mention that late payment in this context is not restricted to credit cards alone, it covers other types of credits Continue ReadingEffects of Late Payment on Credit Score

Line of Credit and its Advantages over Credit Cards

Lines of Credit Versus Credit Cards. When seeking for funds, line of credit is an option one can give a consideration. I don’t know why line of credit seems unpopular as you hardly see people talking about it as such when compared to credit cards or other types of loans. One thing I have come to notice is that, financial institutions usually advertise products that give them high returns. This is reasonable of course. But as a consumer, that should send a message to you. If no financial institution is advertising lines of credit which is supposed to be a Continue ReadingLine of Credit and its Advantages over Credit Cards

Federal Student Loans: New Rates Effective 01 July 2017

U.S. Increases Federal Student Loans Rates. Many students are attracted to Federal Student Loans to finance their education because of the low rates the loans carry. There is no doubt that federal student loans have helped thousands of US citizens to pave their ways through university. If not for the loans, some of the professionals we have in the country today would have ended up school dropouts. However, the federal student loans are not without their cons. A lot of money which would have been used for other developmental programme is tied down to the scheme as the total student loans Continue ReadingFederal Student Loans: New Rates Effective 01 July 2017

How to get your personal loan approved quick

Looking for Personal loan? When it comes to personal loan, you need to do your homework very well if you don’t want your application rejected. If you have ever been turned down when you applied for personal loan, you will understand the pain involved. Before anyone will apply for a personal loan, he must have set his mind to do one thing or the other with the money. This is what is being referred to as expectation. What happens when the loan is not granted? You will not only be unable to do what you have planned to do with Continue ReadingHow to get your personal loan approved quick

How to Get Instant Payday Loans with No Credit Check

Payday loans vs personal loans. Are you seeking for payday loans? It is important that you are familiar with some things about payday loans before you go head long for it. There are people who still don’t understand the differences between personal loans and payday loans. Having applied for personal loans and were denied on the ground of bad credit, don’t think that you have gotten to the end of the road. There are still options which you can still consider. One of these options is “payday loans”. However, you need to note that I am not recommending payday loan Continue ReadingHow to Get Instant Payday Loans with No Credit Check