You Can Pay off Debt With These Strategies

How to Pay Off Debt. Are you confused on how to pay off credit card debt? If you are finding it difficult to pay off debt, you are not alone. However, you don’t need to remain in debt perpetually. It is easier to accumulate debts. But when it comes to repayment, it is not always that easy as you may think. If you are debt free, I congratulate you. You may not actually know how important it is to be debt free. It is usually said that a cow does not know the value of its tail until it is Continue ReadingYou Can Pay off Debt With These Strategies

Essential Features to Consider in Travel Credit Cards

Travel Credit cards are good for overseas spending. Travel Credit cards are not the same, the fact that they bear the same name notwithstanding. The only common denominator among them is that they are specifically designed to cater for overseas spending. If you are the type that travels a lot and buys things overseas, holding a regular credit card may not be suitable for you. Otherwise, you will be paying much in term of fees and interests which you can ordinarily avoid or reduce if you hold any of the travel credit cards available for overseas travellers. Why Travel Credit Continue ReadingEssential Features to Consider in Travel Credit Cards

See How High Interest Rate Is Killing You

Interest rate is more than a figure. What interest rate are you paying on your loan? When a financial institution advertises a credit facility, you will see something like “Interest rates range between 12% and 20%. The reality is that, only few people will get the loan at 12 per cent interest rate. In most cases, the loan will be given out at 20 per cent interest rate. The financial institutions usually have some modality for setting the interest rate that applies to individuals. Whatever the factor they consider, everything still bother about the credit risk of the person applying Continue ReadingSee How High Interest Rate Is Killing You