Impact of Cheap Gas on Auto Insurance Rates

Correlation Between Auto Insurance Rates and Gas Price. Has it ever crossed your mind that there can be a correlation between gas price and auto insurance rates? Before you start celebrating any time there is a drop in gas price in your state, you should try to also think the implication this might have on your auto insurance rates. The reason is that, gas price is one of the factors that insurance companies consider in arriving the auto insurance rates they will charge individual customers. So, how does gas price affect auto insurance rates? I will try to explain to Continue ReadingImpact of Cheap Gas on Auto Insurance Rates

Differences Between Secured Loans and Unsecured Loans

Secured Loans Vs Unsecured Loans When you want to borrow, you have the option of applying for either secured loans or unsecured loans. However, you don’t just choose your option arbitrarily. You need to take some factors into consideration. Some of the factors you may be able to control by yourself, while some factors may subject to situation that applies to you in particular. Before you can decide whether to borrow secured loan or unsecured loans, you should understand what they mean and the differences between the two types of loans Secured Loans Definition Secured loans are the types of Continue ReadingDifferences Between Secured Loans and Unsecured Loans

How to Get Out of Student Loan Default

Getting Out of Student Loan Default Do you have defaulted student loans? If you do, I can actually connect with your feelings. The truth is that, you are not alone. The rate at which borrowers are defaulting on student loans is very alarming. This is not to say that I am encouraging people to default in their student loans. Instead, I just want to let them know that having defaulted student loans is not the end of the world. Instead of allowing the debt burden to weigh you down, I think it is better that you think about possible solution. Continue ReadingHow to Get Out of Student Loan Default