Important Facts about Debt Consolidation Loan

What is Debt Consolidation? Debt consolidation is actually a financial management strategy whereby a debtor takes one loan to pay off two or more loans.  This strategy is usually adopted by people having different loans with varying high interest rates thereby making it difficult for them to meet their monthly obligations. Debt consolidation loan covers different types of loans such as personal loan, car loans, student loans, medical bills, credit card balances and even payday loans. It has to be noted that debt consolidation loan does not cover your mortgage loan. If you have difficulty in meeting up with your Continue ReadingImportant Facts about Debt Consolidation Loan

Debit Card Vs Credit Card. Which is better?

What are the difference between debit card and credit card? Debit card has been in use for a long time. I don’t think there is anyone who holds a credit card that will not have a debit card also. So, it is obvious that debit cards and credit cards are not strange to some people. But unfortunately, if you ask these people to tell you the difference between debit card and credit card, they will not be able to pinpoint any significant difference. Another category of cardholders are these who have a fair knowledge of the two cards; that is Continue ReadingDebit Card Vs Credit Card. Which is better?

Temporary Car Insurance and its Benefits

Temporary car insurance is not as popular as the regular car insurance which usually runs for the period of twelve months. I won’t even be surprised if some car owners don’t know anything about temporary car insurance let alone how it works. That is why I will start this article from the basics by letting you know what it is all about. What is Temporary Car Insurance? If you know about car insurance, then it will not be difficult for you to understand the term “temporary car insurance”. The only difference between the two is that while the standard car Continue ReadingTemporary Car Insurance and its Benefits