How not to fall victim of pump and dump scheme

Have you heard about pump and dump scheme? Possibly yes! But if I may ask you, what do you understand by pump and dump stocks? If you are an avid investor, you might probably know the meaning. But there are many beginner investors here who may want to understand its meaning. Therefore, before I go to the thrust of the article which is “how not to fall victim of pump and dump scheme” it is important that you understand the term. The reason is simple. If you are running on a road and you don’t know that there is a Continue ReadingHow not to fall victim of pump and dump scheme

Stock Market: Bear Market Explained

What is a bear market? Bear market is a term used to describe downward movement in stock prices over an extended period. In another word, when there is a downward trend in stock prices, it will be said that the market is bearish. Bearish market can last for months or years depending on the prevailing circumstances. Baer market can happen within one or more specific sectors. It can even cut across the entire stock market.  Please note that bear market is not restricted to stock market only. The term is used in financial markets generally and it means the same Continue ReadingStock Market: Bear Market Explained

Student Loans: What is a Direct Stafford Loan?

Direct Stafford Loan is one of the common student loans available to undergraduate and graduates students in U.S.  Direct Stafford Loan is a federal student loan and it is guaranteed by the U.S government.  Direct Stafford Loans can also be referred to as Direct Loans. The interest rates on the loans are usually fixed and are lower than that of private loans. So, if you are a graduate or undergraduate student seeking for student loans, Direct Stafford Loan can actually be a good option for you as this will help you save some cost on interest payments. Not just because Continue ReadingStudent Loans: What is a Direct Stafford Loan?