Are you searching for 0 apr credit cards? A large number of card companies offer credit cards with 0 apr or credit cards with low apr these days. Unfortunately, not everybody understands what such cards actually offer. In this article, I will try to explain in a simple language the features of 0 apr credit cards so that you can know whether this type of credit card is right for you. The fact that you receive an offer for credit cards with 0 apr does not mean that you should go for it. What is apr on a credit card? Continue ReadingIs 0 apr credit cards right for you or not?
Factors That Determine Your Credit Limit Your credit limit determines how much money you can spend on your card within a billing cycle. Of course, your credit card company will have to consider many factors before arriving the credit limit you are entitled to. No credit card company will offer you a credit limit you will not have capacity to pay back. Credit card limit serves as a control. If there is no any restriction on how much you can spend using your card, this may lead to crisis. There is tendency for you to spend beyond what you have Continue ReadingA Guide on How to Increase Your Credit Limit
Ways to prevent Credit Card Fraud Every year, the reported cases on credit card frauds seem to be growing on an alarming rate. While some credit card fraud may involve large amount, some of them may fall below $200. But when you consider the number of people that use credit cards, it should not surprise you while the reported amount on credit card fraud can be staggering. The emphasis here is not even on the amount of money involved. Whether the amount involved in the fraud is one dollar or five thousand dollars, fraud is fraud. The painful thing about Continue ReadingCredit Card Fraud and Tips on How it Can Be Prevented
Checklist for Credit Card Application Has your credit card application been rejected lately? How did you feel about it? Do you know why the application is rejected? Whatever the reason may be, the conclusion is that your credit card application is declined. Naturally, no one likes rejection. If you ask for something, you will be delighted if your request is granted. But if it turns the other way round, its takes understanding and the power to control one’s emotion in order to accept the rejection. When it comes to the rejection of credit card application, other things may be attached. Continue ReadingWhy your Credit Card Application Can be Rejected
Do you know that you can get free credit report? If you don’t know, the answer is ‘yes’. One of the principles I embraced which has helped me achieved some savings is the statement that you should not pay for what you can get for free. You can apply this principle too. If you can truly get free credit report, why should you need to pay for it? At times, what you need in order to achieve certain success in life is just a piece of information and not money. But some people believe that if you don’t have money, then Continue ReadingHow to Get Your Free Credit Report