Student Credit Card: Basic Requirements and Features

Some facts about student credit card. Are you contemplating about applying for a student credit card? You should understand that student credit cards are quite different from the regular cards. Just as the name implies, student credit cards are specifically designed to meet the needs of students who may not have credit history to qualify them for regular credit cards. And you know that without a credit history, there is no way one can have credit report. Among other things, the credit card companies will need to assess your credit worthiness through your credit report before your application for credit Continue ReadingStudent Credit Card: Basic Requirements and Features

Investing in Stocks: A Beginner’s Guide

Need to Learn How to Invest in Stocks Cannot be Over-emphasised. There are many sides to investing in stocks. I will like to start by saying that investing in stocks involves some elements of risk. This is not to scare anybody anyway. It is important you know this truth. As I usually advise anybody that wants to start a business about the need for proper and adequate planning, the same way I will advise anybody that likes to consider investing in stocks to do his homework properly. While it is acknowledged that you don’t need to know it all, you Continue ReadingInvesting in Stocks: A Beginner’s Guide

How to Invest for Beginners in Order to Make Money

Why you must learn how to invest your money. Most of the question you hear from beginners is, “how do I invest my money?” Some people will put it in a different way by saying, “what investment is right for me?”  Well, these questions are the same. While there is nothing bad in seeking for advice on how to invest your money, this type of questions tells me more about the individuals concerned. It reveals the level of investment literacy of such person. A wise person once said, “if you don’t know where you are going, all roads will look like Continue ReadingHow to Invest for Beginners in Order to Make Money

Credit Cards Application and How to Choose the Right One

How to Apply for Credit Cards If you want to apply for credit card, it is not a thing you can rush into. Otherwise, you may make some mistakes that can hurt your credit score at the end. So, it makes sense for one to educate himself on dos and don’ts involved in credit cards application before starting the process. This article is going to be a long one. It is not just to discuss about the credit cards application process. Though it may not cover everything you need to know about credit cards, you will get some useful information before Continue ReadingCredit Cards Application and How to Choose the Right One

Home Insurance Made Easy for Homeowners

What is home Insurance? Before you buy your home insurance, it is better you get to know what it is all about. Since home insurance is not as popular as car insurance, it is not unlikely that many people may not understand the term properly. Even if you ask some homeowners what home insurance means, they may not be able to give you reasonable answer. I think our government and insurance companies have big roles to play in this area. Sorry, if I digressed a little. Let’s go back to our definition. Home insurance is simply a type of property insurance that Continue ReadingHome Insurance Made Easy for Homeowners