Student Loan Consolidation Facts You Need to Know

How to Consolidate Student Loans Are you considering student loan consolidation as a solution to your student debts challenge? You need to first find out whether it will help you achieve your objective. What is student loan consolidation? I will define this with explanation. As you know that it is possible for a student to obtain student loans from different loan servicers before he finally graduates from school. Let’s assumes that you accumulated total debts of $34,000 from eight different loan servicers in order to pay for your tuition fees and other expenses while at college. The implication of this Continue ReadingStudent Loan Consolidation Facts You Need to Know

How to close credit card in proper way

If you want to close credit card, you should be aware that it is more than cutting the card into two. There are certain procedures you need to take so that you don’t get your fingers burnt. Of course, you may have your own genuine reason that propels you to want to close the card. You should endeavour to evaluate the decision before you finally cancel the card. I may not know why you want to cancel your credit card. Generally, people close credit card for some reasons which may be similar to the ones discussed below. Reasons that can Continue ReadingHow to close credit card in proper way

Credit Score: How to improve credit score

What is Credit Score? I don’t want you to see credit score as just three digit number assigned to you by the credit rating agencies. It is more than just a number. It has to do with your credit worthiness. And this is arrived at through the statistical analysis of your past credit information as contained in your credit file. Many lenders and businesses rely on credit score when it comes to assessing the creditworthiness of consumers in order to decide whether a person will pay bay his debt if granted credit. Credit score ranges between 300 and 850. Everybody Continue ReadingCredit Score: How to improve credit score